Exclusive life insurance leads, OTP verified.

Mortgage protection, IUL and final expense leads from our own Facebook campaigns. Every lead confirms their phone number with a text code before it's delivered, and each lead goes to one agent.

$2,558avg AP per sale 20%booking rate 4.8%close rate Last 14 days, all accounts. Rates on worked leads. AP isn't income.

Lead types

Load funds for the lead types you sell. Each one has its own quiz and its own price.

Mortgage protection

Homeowners looking for coverage that pays off the mortgage if they pass away or get disabled.

  • Age
  • Mortgage balance
  • Who they want to protect
  • ZIP

IUL

People interested in an IUL for retirement savings and cash value.

  • Age
  • Main goal
  • Has a 401(k)
  • Monthly budget

Final expense

Seniors looking for a final expense policy to cover funeral costs.

  • Age
  • Coverage amount
  • What it's for
  • ZIP

How a lead gets made

Same process for every lead type. Take the quiz yourself before you buy.

  1. 1

    Facebook ad

    Our own ads on Facebook and Instagram.

  2. 2

    Quiz

    Age, ZIP, coverage questions, name and email.

  3. 3

    Consent

    Consent language and a TrustedForm cert saved on every lead.

  4. 4

    OTP code

    They enter the code we text to their phone.

  5. 5

    Delivered

    Push alert, your dashboard and your CRM.

DK
Dana KowalskiAustin, TX 78745
9:41 am
Phone verifiedMortgage protectionOnly you
Age50–59
Mortgage left$180k–$250k
ProtectingSpouse and kids
LanguageEnglish
Phone(512) 555-0147
Emaildana.k@example.com
CallTextBook
Consent + TrustedForm certExample lead

What OTP verified means

The lead entered a code we texted to their phone while filling out the form, so the number is real and it's theirs.

It doesn't mean they'll answer on the first dial. Track your own contact, booked and close rates in your dashboard.

We don't knowingly sell the same lead to another buyer account.

Lead details

What you get with every lead.

Where leads come from
Our own Facebook and Instagram campaigns. No co-reg, no aged leads.
Lead types
Mortgage protection, IUL and final expense.
Verification
OTP text code. Every lead we sell is verified.
Exclusive
One buyer account per lead. Team leads can route to their own reps.
Consent
Consent language and TrustedForm cert on every lead. You handle DNC scrubbing and calling rules.
Delivery
Real time. Push alerts, dashboard, and webhook to GoHighLevel or any CRM.
Refunds
No refunds or replacements on OTP verified leads.

Your states, your daily cap

Pick the states you're licensed in and how many leads you want a day. Change it anytime.

AKME VTNH WAIDMTNDMNILWIMINYRIMA ORNVWYSDIAINOHPANJCT CAUTCONEMOKYWVVAMDDE AZNMKSARTNNCSCDC OKLAMSALGA HITXFL
Your statesNot offered (NY, DC)

Daily cap

Adjust it from your phone.

8
  • Delivered today 5 of 8
  • Wallet balance $412.60
  • Booked this week 3

Pricing

Pick a membership, then load your wallet. Leads are paid from your wallet. The membership sets how much you can spend on leads each 30 days.

Launch

For one agent getting started.

Up to $3,000 in leads every 30 days.

$597every 30 days

Grow

For a full-time producer.

Up to $6,000 in leads every 30 days.

$997every 30 days

Scale

For teams and top producers.

Up to $10,000 in leads every 30 days.

$1,497every 30 days

Lead price

Mortgage protection today. IUL and final expense are priced the same way.

Set from our actual ad cost plus a markup. You see the price in your dashboard before you're charged.

$22.92per lead

Cancel anytime. Membership fees don't go into your wallet. No refunds or replacements on leads. Prices as of November 2, 2026.

FAQ

Anything else, email support@fomoleads.io.

Is a lead ever sold to more than one agent?

No. We don't knowingly sell the same lead to another buyer account. Team leads can route leads to their own reps.

What does OTP verified mean?

They entered a code we texted to their phone, so the number is real and theirs. It doesn't guarantee they'll answer.

Do you refund bad leads?

No refunds or replacements. Every lead is OTP verified before it's delivered.

Why does the lead price change?

It's based on our ad cost. If ad costs drop, your price drops.

Can I limit states and daily volume?

Yes. Pick your states, set a daily cap and pause anytime.

Who handles calling compliance?

We save consent and a TrustedForm cert on every lead. You handle DNC scrubbing and calling rules.

Start getting leads.